Product in Development

ZapCash is a financial technology platform in development. ZapCash does not currently hold customer funds, open accounts, or transmit money. No deposits or payments can be made through this Site.

Not a Bank

ZapCash is a financial technology company, not a bank. When launched, banking and money-movement services are expected to be provided through one or more licensed or chartered partner institutions, which will be identified in our account agreements.

Deposit Insurance

No representation is made on this Site regarding FDIC or other deposit insurance. Whether, and to what extent, any future balances are eligible for such insurance will depend on our partner arrangements and will be disclosed in full before you open an account.

Licensing

ZapCash will obtain, or operate under partners holding, any money-transmission or other licenses required by applicable federal and state law before offering payment services in any jurisdiction.

Feature, Speed, and Pricing Statements

Transfer times, uptime figures, fee goals, and features described on this Site are design targets, not guarantees. Actual availability and performance will depend on partner networks, receiving institutions, risk reviews, and applicable law.

Trademarks

FedNow^® is a registered service mark of the Federal Reserve Banks. RTP^® is a registered service mark of The Clearing House Payments Company L.L.C. Apple, Face ID, Android, and other names are trademarks of their respective owners. References are descriptive only and do not imply endorsement or a current relationship.