Pay anyone. Get paid by anyone. Instantly.
Split dinner, chip in on rent, send a gift, or pay the babysitter, all in seconds, all from one simple app.
Everything you need for everyday money.
Send & Request
Pay or request money by phone number, email, $ZapTag, or QR code, even if they’re new to ZapCash.
Split Anything
Divide a bill evenly or by item, and ZapCash tracks who has paid and sends friendly nudges.
Scheduled & Recurring
Set up rent shares, allowances, or monthly payments once and let them run on autopilot.
Instant Cash-Out
Move your balance to your linked bank in seconds on supported accounts.
Scan & Pay
Pay at participating local shops, markets, and pop-ups by scanning a ZapCash QR code.
Scam Shield
Payee confirmation, first-time-recipient warnings, and real-time alerts to help stop fraud before it happens.
Moments ZapCash is built for.
- Roommates: split rent, utilities, and groceries without the spreadsheet.
- Families: send allowances or help a relative across the country, instantly.
- Friends: settle the dinner tab before you leave the table.
- Gig work: get paid by clients the moment the job is done.
- Events: collect for gifts, trips, and group activities in one place.
Personal FAQ
Is ZapCash available now?
Not yet. ZapCash is in development. Join the early-access list and we’ll let you know as soon as beta invitations open.
Will ZapCash cost anything?
Our goal is free standard person-to-person transfers between friends and family. Any fees for optional services, such as certain instant cash-outs or card-funded payments, will be clearly disclosed before you confirm.
Does the person I’m paying need ZapCash?
ZapCash is being designed so you can send to a phone number or email; recipients will be guided to claim their money quickly and securely.
How will my money be protected?
ZapCash intends to hold customer funds through regulated banking partners and to use passkeys, tokenization, encryption, and real-time fraud monitoring. Specific protections will be disclosed in our account terms at launch.